AI-First Cash Management

Cash clarity that doesn't
wait for month-end.

HyperTrack shows you what's committed, what's free, and what's safe to deploy — updated continuously, in plain English.

Join the waitlist See how it works

Free during beta · $1M–$20M revenue businesses · No credit card

15 min to your first cash view
90 days rolling cash forecast
$0 during beta — first 100 businesses
The Problem

Most growing businesses are flying blind on cash.

Your accounting software tells you what happened. Your bank tells you your balance. Neither tells you what to do next.

📊

No forward visibility

You find out there's a cash crunch when invoices land — not 60 days before, when you could have done something about it.

💸

Idle cash earning nothing

The average SMB leaves $200K–$2M sitting in a current account at 0.1% while short-term instruments are paying 4–5%.

🗂️

Spreadsheets that drift

The "cash model" is a Google Sheet someone built three years ago. Nobody fully trusts it. Nobody wants to break it.

🔀

No deployment confidence

When you do have surplus cash, there's no clear answer for how much is safe to move and for how long.

Real-time Position

Know your actual cash position — not just your balance.

HyperTrack connects to your bank accounts, accounting software, and invoice tools to give you a single view: cash in, cash out, committed, and truly free. Updated continuously.

  • Connects to Xero, QuickBooks, Sage in minutes
  • Live bank feed reconciliation
  • Outstanding receivables and payables surfaced automatically
  • Multi-entity and multi-currency support
Cash Position · Live
Total cash $847,320
Committed (next 30d) − $312,000
Receivables due + $198,500
Truly free cash $733,820
Operating buffer (90d) $180,000
Available to deploy $553,820
✦ Updated 2 min ago
Deployment Guidance

Stop guessing how much you can put to work.

HyperTrack analyses your cash flow patterns, payment cycles, and commitments to show you — clearly — what's safe to deploy and over what timeframe. The reasoning is visible, not a black box.

  • Short-term vs. long-term split, explained in plain English
  • Guidance updates as your cash position changes
  • Scenarios: what if that big client pays late?
  • No jargon — actionable framing for operators, not accountants
Deployment Breakdown
Keep liquid (<30d) $180,000
Short-term (30–90d) $253,820
Medium-term (90–180d) $200,000
Long-term (180d+) $100,000
✦ Your March receivables make $253K safe to lock for 60 days without touching your operating buffer.
Cash Forecasting

See crunches coming. Not after they arrive.

HyperTrack builds a rolling 90-day forecast by learning your payment patterns, payroll cadence, and seasonal trends — then flags risks before they turn into emergencies.

  • 90-day rolling forecast, refreshed daily
  • Early warning alerts via email or Slack
  • Scenario modelling: delayed payments, big outflows
  • Trend analysis: are your payment cycles degrading over time?
90-Day Forecast
Today$847K
+30 days$921K
+60 days$612K
+90 days$890K
⚠ Day 58: payroll and Q2 vendor payments converge. Buffer drops to $612K — below your $700K floor. 32 days to act.
How It Works

Live in 15 minutes.

No implementation project. No consultants. Connect your accounts, and your cash position appears.

1

Connect your accounts

Link your bank, QuickBooks or Xero, and any invoice tools. HyperTrack pulls your data automatically — no manual entry.

2

HyperTrack maps your cash

Committed spend, receivables, payroll, and free cash are mapped instantly from your live data. No waiting.

3

See your real position

Within minutes: your true cash position, a 90-day forecast, and a clear picture of what's safe to deploy.

4

Stay ahead, automatically

HyperTrack updates daily and alerts you when anything shifts — so cash management stops being a reactive scramble.

Why HyperTrack

Your accountant tells you what happened.
HyperTrack tells you what to do next.

Cash intelligence is a different problem from accounting — and it needs a different tool.

Capability Your accountant Your spreadsheet HyperTrack
Real-time cash position Monthly, at best Manual, always stale ✓ Live
90-day cash forecast Occasionally, on request Fragile if it exists at all ✓ Rolling, daily
Deployment guidance Not their remit No ✓ Clear & explained
Early crunch warnings No No ✓ 30–60d advance notice
Plain-English reasoning Yes, but async No ✓ Always-on, always current
Time to first insight Days to weeks Days to build ✓ 15 minutes
Early Access

Stop managing cash by feel.

Join the waitlist and be first in when beta opens. Free for the first 100 businesses — no credit card, no sales call.

Get early access

No spam. Just an invite when you're up.